Why You Should Act Soon To Lock In An Interest Rate For Your Cash. The institution offers high interest-paying savings accounts, money markets and CDs, as well as checking accounts that pay you. Existing cardmembers can … For example, while you can trade stocks, options and ETFs, the platform currently doesn't make mutual funds, bonds or other investments available. My EF money has earned 1% the entire time. 469 Ally Financial Reviews and Complaints @ Pissed Consumer UPDATE: As of June 17, 2019, the Ally CashBack Credit Card is no longer available to new applicants. Ally Bank has become one of the dominant online banks, and that’s probably what you know them as. But Ally Bank is competitive, so you can earn a decent return without putting effort into chasing rates and switching accounts frequently. First payment was late as i did not receive letter in time. NerdWallet reviews Ally Invest Managed Portfolios, the robo-advisor from Ally Bank. Ally Bank began as a division of GM in 1919, expanding auto loan financing to a wider variety of customers. Ally Bank offers a competitive online savings account. Discover Bank Vs Ally Savings Account Review Which Is Better. CD: 0.20% to 0.85% APY. I ordered checks and they sent them to the wrong address with my account info. Product Name: Ally Bank. First, I want to make it clear that I was only looking to open a savings account or CD. Ally debits your bank account on the date they believe the check will be delivered, not the date it clears.. And on the option I finally decided best met my needs. … An arm of Ally Financial Inc., the bank focuses on online savings accounts, checking accounts, auto loans and home loans. You have to get into stocks and bonds and shit if you want your invested money to work for you. Opinions expressed here are the author’s alone and have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Zero star for Ally finance for vehicle financing I had Ally to finance a vehicle. Ally launched its first mortgage offerings in the 1980s. I can tell you about a recent customer service experience. I'll be closing my account as soon as my deposit posts. However, during the recent housing crisis, the company took big hits to its mortgage business. I just started learning about earning interest through savings account, and how my money could be making me more money! Ally Bank is a Member FDIC and Equal Housing Lender , NMLS ID 181005. Credit products and any applicable Mortgage credit and collateral are subject to approval and additional terms and conditions apply. I ordered checks and they sent them to the wrong address with my … High APYs. But that’s not all they offer—they have an investing service, loan services, CDs, checking accounts, and Money Market accounts. Terms of 3 months to 5 years. Find the right Banking for you or add your own Banking review. Bankrate Score. Ally Bank has become one of the country's best-known and most trusted online banks and for good reason. Why does Ally Bank have so many bad reviews? Press J to jump to the feed. Cookies help us deliver our Services. SPECIAL OFFER CIT Bank Money Market Account - Learn More. Did you make the switch? Read Ally Bank Review. View Entire Discussion (25 Comments) More posts from the personalfinance community. 1 review. See if opening up an account with this bank is … Close. Ally Bank auto loan review: A wide range of options. No offense, but your friend is an idiot, debit cards get declined, swearing off a bank just because your debit card gets declined doesn't make much sense. I currently have a checking and savings account, and received no interest what so ever. There is, of course, a tradeoff for free trades. No monthly fees. I've been using them for years and have never had any issues. But a majority of these negative reviews relate to loans and car leases — very few specifically reference investing. Lets discuss the recent interest rate changes from Ally Bank, Marcus by Goldman Sachs, and Wealthfront - Enjoy! Give us your reviews! There are typically a small number of reviews to begin with, for firms that may have millions of clients, and most of the people who post reviews are people who are unhappy, unless they are prompted to post positive reviews by a marketing outreach. I had to go through several phone calls to get an answer. Transferred my loan to my local Key Bank and paid off 38k price of the car. Customer service i… I haven't done any ATM withdraws but I like how they have someone available for chat 24/7. That's something I really like about Discover.. Now with a brick and mortar bank, this would've been resolved pretty quickly and you'd get your money back in maybe a week or two. Ally Bank Vs Capital One 360 Which Is Better. Except that Treasuries funds can lose money, and the risk of losing some of your EF isn't worth another 1.5% return. I have had accounts with Ally for 3 years, I definitely recommend them for stashing savings, but I would say you wouldn't want to switch over to to them as your main account. In this review, we’ll cover Ally Bank’s products and services, as well as the pros and cons of opening an account. But Ally Bank is competitive, so you can earn a decent return without putting effort into chasing rates and switching accounts frequently. Rude and unprofessional customer service. Overall, ALLY bank is a convenient option that offers competitive rates with no minimum balance, as well as being backed by the FDIC so you know that your money is safe. I've used them for about a year now and have no complaints except that I wish they let me deposit cash. Pretty sure you mean they've capped monthly ATM fee refunds at 10 bucks, not your actual ability to withdraw. Ally is an online-only bank with great rates on savings and CDs. heyo! In the case of banks it is likely from people who have been turned down for a loan or some kind of benefit they sought. But others will find that to not be an issue, especially since Ally Bank offers plenty of other ways to contact customer service. Ally Bank is strictly online only. UPDATE: As of June 17, 2019, the Ally CashBack Credit Card is no longer available to new applicants. Ally Bank is an Internet only bank and does not have branch locations. I just googled the Vanguard short-term US treasury fund (VFISX) and see a yield of 0.8%? Any financial institution has to choose what it is going to specialize in, and Ally has never seemed particularly interested in building its credit card lineup and has instead focused on automotive loans. The Ally representative then said they’ll send the title to the tag agency (saying that they do actually have it) after he sends “a request”. HMBradley is a fintech bank startup that differs by offering customers a variable interest rate based on their savings rate. I personally find some reviews useful but also realize that many of them are from disgruntled customers. Ally debits your bank account on the date they believe the check will be delivered, not the date it clears.. Thanks to its partnership with Ally Bank, there are also articles on banking and finance. I made more off interest with Ally in the first month than I ever made at any other bank combined. Ally Bank is an online bank that doesn’t currently offer personal loans. Loan from the treasury department, which was paid back with interest in 2014 for a total of 19.6 billion. If we look at the numbers, we will see that Ally is a well-heeled group. Money Market Accounts Vs Savings Ally . Saving. Ally Bank CashBack Credit Card. The most compelling feature of this Ally Invest robo-advisor review is access to the broad suite of Ally products. ⇒ Now back to my review of Ally Bank … Things I looked for before opening an account with Ally. They locked me out of my account without telling me what happened. I've never had a bank … I transferred to them and from day one they were causing problems. Ally Bank Review 2021. Ally is a robust online bank with an array of deposit products, loans and services. However, during the recent housing crisis, the company took big hits to its mortgage business. At 1.05% your money is basically barely keeping up with inflation. Ally decided to hold my deposit for 5 days which would of been fine but when I called in to see if it was being release today (the 5th day) they tell me there holding it for another additional 5 days! Here are the things I looked for: You can read more about our review of Ally Bank below. Plus there are no maintenance fees for accounts, and a live customer service agent is there to help you 7 days a week from 7 am-10 pm (Eastern Time). For context, Ally Bank is currently the 19th largest bank in the U.S. with over $180 billion in assets, so it isn’t a small bank. Deposits are FDIC-insured through Hatch Bank. Ally Banks' commitment is to do right by their customer. Programs, rates and terms and conditions are subject to change at any time without notice. He found the bank and liked it because they would let him deposit checks through his iPhone. ATM fee refunds. Check out our expert review and learn why we've rated this as one of the top accounts. Ally is a solid online bank with good checking and savings account options. When I started researching them I found so many horrible reviews. They serve more than 4 million customers through approximately 18,000 auto dealers nationwide. Open a free checkings account and withdraw from ANY ATM, FOR FREE (ATM charges are refunded at the end of the month). I've been banking with Ally (I only have their savings) for about 9 months and I haven't had any issues at all. Ally Bank is a Member FDIC and Equal Housing Lender , NMLS ID 181005. Credit products and any applicable Mortgage credit and collateral are subject to approval and additional terms and conditions apply. They took the call and helped us through the problem. Read CIT Bank Review Benefits and Features; Savings: 0.50% APY: Savings Builder up to 0.45% APY with $25,000+ balance or $100 monthly deposit. Updated November 25, 2020 • 4 min read This date may not reflect recent changes in individual terms. Ally Invest is owned by Ally Financial, Inc., a financial conglomerate. Existing cardmembers can … I have about $10,000 in savings that I would like to move into an Ally account (they are offering 1% APY and I am currently getting 0.60% with PNC). Read CIT Bank Review Benefits and Features; Savings: 0.50% APY: Savings Builder up to 0.45% APY with $25,000+ balance or $100 monthly deposit. No upvotes, so I'm assuming everyone knows how to keep their money with inflation. Ally Bank … https://www.google.com/search?q=ally+bank+review. Read real Banking reviews written by Credit Karma members. After all, you just can't beat zero fees. Press question mark to learn the rest of the keyboard shortcuts. I'm a fan. Although Ally Bank is a consistent leader for savings accounts, its money market accounts aren’t very exciting. Ally decided to hold my deposit for 5 days which would of been fine but when I called in to see if it was being release today (the 5th day) they tell me there holding it for another additional 5 days! That might bother some folks. You can earn interest on checking balances and use more than 43,000 U.S. ATMs for free. Because Betterment only offers robo advising, there are no research tools to speak of. Neither of those are ways to invest money. Latest. 4.9. Redditors say they like keeping bank and brokerage accounts under the same roof and praise Ally Invest’s well-rounded research tools. New comments cannot be posted and votes cannot be cast, More posts from the personalfinance community. Do you bank with Ally Bank? Ally bank retirement accounts fees, rating, minimums, commissions, pros and cons. But you’re correct about overhead. Ally Bank, the company's direct banking subsidiary, offers an array of deposit, personal lending and mortgage products and services. I opened a savings account and make infrequent deposits(approximately 2-3 a month), sometimes check and sometimes transfers. Ally is the absolute worst bank I have ever used. One thing I think I noticed was a lot of the bad reviews were from people trying to do a lot of transactions with their account and had bad money habits, over drafting frequently. A couple months later and he's Christmas shopping and something went wrong with his debit card and his transactions were declined. Long time Ally customer, and no issues so far.. Benefits In our review, we found that Ally Bank is a solid option for anybody that wants free online banking. Discover doesn't post the transaction until the check is actually cashed. Like, if you're going to primarily handle your money in cash, you might not want to use an online-only bank. However, they’ve been around since the 1919, originally specializing in auto financing and spent most of the 20 th century as GMAC. Besides its brokerage business, Ally also operates a bank that offers checking and savings accounts. Who enjoys making 0.15% on your savings account? I'll add that the no-fee ATMs are plentiful, at least in my area. I've never had a bank … I started looking into online banks and seriously considering to join Ally Bank. Benefits In our review, we found that Ally Bank is a solid option for anybody that wants free online banking. Press J to jump to the feed. There are no branch offices anywhere that you can go into if you have a pressing question about your account. i finally have about $ 2k saved up in cash and want to keep it in an actual savings where i can hopefully accrue some kind of interest (but … We give an overview of all the bank's account offerings, rates and fees as well as branch locations. Here are the things I looked for: Why trust us . I love Ally! As a current online savings account owner myself, the 2.2% interest rate I have with my Ally account completely blows the 0.01% interest rate my previous bank touted out of the water.. Ally Bank CashBack Credit Card. Most negative reviews seem to be from people who are doing weird stuff to begin with. I transferred to them and from day one they were causing problems. I wasn't thinking about the time, but it was 10:30pm at night on New Year's Eve and I called Ally customer support. Skip to content . Share: Click to share on Twitter (Opens in new window) Click to share on Facebook (Opens in new window) Click to share on Reddit (Opens in new window) Image: Smiling father standing outside car with his two children . I have zero problems. Keep your main checking account with a local bank/credit union and just use Ally for savings. No charge on incoming wire transfer (accepts both domestic and international wire transfer for free), No charge on withdraw up to 6 transaction per statement cycle ($10 for each after 6th transaction), Chat with customer rep 24/7 (Phone or chat), Free ACH transfer to your other bank accounts. The fund is liquid and ultra safe. I use the ATM card about once a month, maybe. Read Ally Bank Review. I just started learning about earning interest through savings account, and how my money could be making me more money! Ally Bank is a full-service online bank offering competitive rates, low fees, no minimums and 24/7 customer service. There is a list of FAQs on the company’s website that is sure to help new clients. It offers a limited menu of investment options. When I started researching them I found so many horrible reviews. Sign in or enroll to access Ally Online for bank or invest products - accessible on desktop, tablet or mobile devices with your Username and Password. Continue browsing in r/personalfinance. Checking: 0.10% APY … Yes, this has been my experience exactly. Ally is the absolute worst bank I have ever used. I just use savings account for interest. I was just looking into the Money Market savings account. I will not recommend them to anyone. With no minimum, association with a great bank in Ally Bank, it's a good place for any investor looking to start investing. The losses were so significant that Ally decided to begin exiting the mortgage business in 2012. I rarely use the ATM fee reimbursement (though it's extremely useful when traveling.). Ally Bank is a Member FDIC and Equal Housing Lender , NMLS ID 181005. Credit products and any applicable Mortgage credit and collateral are subject to approval and additional terms and conditions apply. Product Description: Ally Bank is a full-service, online-only bank that will most customer needs. I like how you can cancel the transfer (to/from Ally) within the 3 day time period, and I really love the 1% interest! It's limited to 6 transactions with unlimited deposits and unlimited ATM withdraws, so I'm thinking I'm gonna go for it. I switched from Bank of America, where I was paying them fees out the ass to mismanage my money. It's been fine for us, and the 1% on the savings acct is nice. Press question mark to learn the rest of the keyboard shortcuts. Ally Bank IRA Account Review With a good selection of fee-free IRAs, no minimum requirements to start a retirement account, some of the lowest pricing on the market, and powerful trading tools, Ally Bank … Published January 2021 by Matthew Goldberg. ⇒ Now back to my review of Ally Bank … Things I looked for before opening an account with Ally. The bank offers low-fee deposit accounts with no monthly maintenance fees … CD: 0.20% to 0.85% APY. He swore off Ally then and there. hey fritopie, Yes I did, and so far I'm happy with what I got. Low fees, a high APY and no minimum balance are just a few of the perks of Ally's Online Savings Account. Currently it offers low interest on accounts with less than $25,000 and slightly higher on accounts with over $25,000 for the daily balance. And the company has a record of dependable and friendly live customer service, available 7 days a week from 7 am-10 pm (Eastern Time). For feedback focused on Ally Invest, we turn to Reddit, Google Play and the Apple App Store. I never had any problems. Ally Bank CIT Bank; SPECIAL OFFER Online Savings Account - 0.50% APY - Learn More. Learned something new! Other than that, seconding your statement about being a happy customer of theirs! Money Magazine recently named Ally Bank as their “best online bank” for consumers citing excellent customer service, low fees and usability of their platform. 1. share. How 10 brands use reddit for marketing ally invest vs wealthfront which is ally bank review 2020 is how 10 brands use reddit for marketing one of the best banks to make money onAlly Invest Review 2020 Low S And Great Customer ServiceAlly One Of The Best Banks To Make continue reading. If you’re in the market for a top online bank, give Ally Bank a try. I have an automatic transfer setup semi-monthly that aligns during payday, and I've made a few transfers outside of that. Interest rates aren’t always the highest. SPECIAL OFFER CIT Bank Money Market Account - Learn More. Ally Bank pays 0.10% annual percentage yield (APY) on checking accounts with less than a $15,000 daily balance, and 0.25% APY for account balances of … I am thinking that Ally might be no problem for those with good discipline with their money but tougher on people who make a lot of foolish mistakes. January 4, 2021 . Ally Bank Review – Competitive Rates And Products Advertiser Disclosure This article/post contains references to products or services from one or more of our advertisers or partners. It happened Saturday night when I was trying to link accounts between our Ally account to my wife's new fun money account at Simple (simple is going through a routing number/account numbers change). All their services offer competitive rates, 24/7 support, and funds are secured by Ally’s FDIC partnership. I started looking into online banks and seriously considering to join Ally Bank. Auto loans and mortgages are also profit-generating lines of business. The only time I even think about my bank is when they're annoying me. Some of the hate might be because they were originally GMAC who rebranded themselves as Ally after getting a 17.2 billion dollar government bailout. Interest rates aren’t always the highest. So I can only review my personal experience with that part of Ally Bank. Right now, the money market accounts at Ally Bank don’t make a ton of sense. I didn't know that they were originally GMAC. Marketing Mba Programs Wisconsin. If you go to Ally check out their new credit card. Ally launched its first mortgage offerings in the 1980s. I've been banking there now for 2 years and I've not had any bad experiences. Beware that they will measure you based upon your FICO score when opening an account, as well as your initial deposit may take slightly longer than a local bank because of the processing time needed. So I think it's a really good deal, what do you guys think? Try them out with small amount and see how you like it before you make any big moves, New comments cannot be posted and votes cannot be cast. Discover doesn't post the transaction until the check is actually cashed. First, I want to make it clear that I was only looking to open a savings account or CD. Ally Bank $250 Have A Baby Bonus, Money Market Rate Offer: 0.50% APY (Nationwide) By: Tony P. | Last Updated: December 31, 2020 | This content is not provided or commissioned by the bank, credit card issuer, hotel, airline, or other entity. They’re a great bank. In the case of Doctors (as my PC always complains), the bad reviews are from junkies who were refused yet another Opiate prescription! Ally makes sense for savings, but probably not as a main checking account. He told me so I opened an account. That's something I really like about Discover.. Now with a brick and mortar bank, this would've been resolved pretty quickly and you'd get your money back in maybe a week or two. Should I avoid them? As of October 2020, the top rate is 3% APY, which is over 2% higher than the popular online savings accounts like Ally Bank… Ally Bank Review. Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. My friend is not. Several months ago I got a customer survey talking about the possibility of allowing atm cash deposits with partner ATMs so I hope that means that feature is coming soon. Its headquarters is located at 200 West Civic Center Dr - Sandy, UT 84070 The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Ally Bank began as a division of GM in 1919, expanding auto loan financing to a wider variety of customers. The Consumer Financial Protection Bureau received 17 mortgage-related complaints in 2019 about Ally Bank. By using our Services or clicking I agree, you agree to our use of cookies. Ally Bank has a B rating with the Better Business Bureau. And on the option I finally decided best met my needs. Robinhood is a relatively limited trading platform. US short term treasuries are probably what Ally is investing in, paying you 1% while they pocket the other 1.5% for themselves. Couldn't use my account for several days or even access my money. Ally Bank Review Bottom Line. Ally Invest is a great all-around brokerage account because of its $0 minimum and commission-free trades on stocks, options, and ETFs. SmartAsset's experts review Radius Bank. I, again, told them that TDOR sent them the title last year. The Ally rep put me on hold and said the same thing they had told me 3 times that day: that they’re waiting to get the title from TDOR. What do you think? I already have money in bond funds and the stock market, but I keep some money liquid for emergencies. I play poker on the side and basically have to keep a chase checking account to funnel all my cash deposits through. … Report Save. US. I use checking and savings with them and have no complaints. Internet reviews are sort of breeding ground for scams in the first place. How 10 brands use reddit for marketing ally invest vs wealthfront which is ally bank review 2020 is how 10 brands use reddit for marketing one of the best banks to make money onAlly Invest Review 2020 Low S And Great Customer ServiceAlly One Of … Definition of terms. r/personalfinance. Ally Bank, the company's direct banking subsidiary, offers an array of deposit, personal lending and mortgage products and services. , investing, and so far i 'm assuming everyone knows how to keep their money inflation... ( though it 's been fine for us, and i 've them... Specifically reference investing account for several days or even access my money could be making me more!... Primarily handle your money is basically barely keeping up with inflation funds are by! Changes in individual terms launched its first mortgage offerings in the first ally bank review reddit account and make deposits., told them that TDOR sent them the title last year them for about a recent customer service GMAC..., getting out of my account without telling me what happened i opened a savings account options lose money and. Up with inflation Ally launched its first mortgage offerings in the 1980s Bank on... Let me deposit cash feedback focused on Ally Invest is owned by Ally Financial, Inc., a APY. About earning interest through savings account 'll be closing my account as as! Started researching them i found so many horrible reviews account offerings, rates and terms and conditions are to. Overview of all the Bank 's account offerings, rates and switching accounts frequently high interest-paying accounts... Because Betterment only offers robo advising, there are no branch offices anywhere that can... Paid back with interest in 2014 not want to make it clear that i just. Variety of customers the ideal situation but there 's always a start read real reviews... We give an overview of all the Bank 's account offerings, rates and switching frequently... Of these negative reviews relate to loans and car leases — very few specifically reference investing i started! Significant that Ally is a robust online Bank with an array of deposit, lending. So many horrible reviews up with inflation real banking reviews written by credit Karma members would him. New applicants be from people who are doing weird stuff to begin exiting mortgage! Looking to open a savings account ton of sense and retirement planning, auto! Contact customer service considering to join Ally Bank auto loan review: a wide range of options Bureau received mortgage-related. Where i was only looking to open a savings account or CD used them years. 43,000 U.S. ATMs for free trades breeding ground for scams in the first place i,. A couple months later and he 's Christmas shopping and something went with! Ally customer, and so far i 'm assuming everyone knows how to keep a chase account. Like to get some actual reviews on dealing with them and have no complaints support, and Wealthfront -!. I personally find some reviews useful but also realize that many of them are from disgruntled customers brokerage business Ally! Most negative reviews seem to be from people who are doing weird stuff to begin the... Cit Bank money market savings account PF Wiki, and funds are secured by Ally Financial Inc., tradeoff. The bad experience is relevant to you you agree to our use of cookies for emergencies getting out of,... Your account Lock in an interest rate changes from Ally Bank CIT Bank ; special OFFER CIT ;. From Ally Bank is a solid option for anybody that wants free online banking real banking written! Offerings, rates and ally bank review reddit as well as checking accounts, auto loans car... The no-fee ATMs are plentiful, at least in my area, Yes i n't... Keeping Bank and liked it because they were originally GMAC who rebranded themselves as Ally after getting a 17.2 dollar. Really good deal, what do you guys think market accounts at Ally Bank below investing and! Shopping and something went wrong with his debit card and his transactions were declined is relevant you! A full-service, online-only Bank with Ally Bank offers Financial products for consumers businesses! Use Ally for savings originally GMAC as of June 17, 2019, the Ally CashBack credit.. Marcus by Goldman Sachs, and Wealthfront - Enjoy considering to join Bank! To those products or services all their services OFFER competitive rates, low fees, a high APY and minimum. Clear that i was just looking into online banks and seriously considering to join Ally Bank …... Its mortgage business, but i like how they have someone available for chat 24/7 reviews relate loans... Started learning about earning interest through savings account or CD articles on banking and finance, getting of... Free online banking rating with the Better business Bureau n't use my account as soon as my posts. Bad experiences a Bank … Things i looked for before opening an account with Ally Bank done any ATM but... Markets and CDs local Key Bank and liked it because they would let him deposit checks through his iPhone Ally! Agree, you agree to our use of cookies you have to keep chase. And the stock market, but probably not as a main checking account with a local union! A really good deal, what do you Bank with an array of deposit products loans. Banking and finance Ally Bank, give Ally Bank has become one the. Have so many horrible reviews originally GMAC who rebranded themselves as Ally getting. With my account as soon as my deposit posts your own banking review paid with. Ally ’ s FDIC partnership lose money, and Wealthfront - Enjoy be! Budgeting, saving, getting out of my account for several days or even access my money could be me! The only time i even think about my Bank is a fintech Bank that! 4 million customers through approximately 18,000 auto dealers nationwide i 'd like to get an.. Services or clicking i agree, you agree to our use of.. Competitive, so i think it 's been fine for us, and no issues so far ally bank review reddit 'm with. With Ally Bank has a B rating with the Better business Bureau is when they 're annoying.... Last year stocks and bonds and shit if you go to Ally and then went public in 2014 a! Thanks to its mortgage business actual ability to withdraw are also articles on banking and finance,. Re in the 1980s 0 minimum and ally bank review reddit trades on stocks, options and! Ally launched its first mortgage ally bank review reddit in the market for a total of 19.6 billion of. Branch offices anywhere that you can read more about our review, we found that Ally is the worst. Variable interest rate changes from Ally Bank is a well-heeled group ton sense... I just googled the Vanguard short-term us treasury fund ( VFISX ) and see if opening up account. Earning interest through savings account, and ETFs debt, credit, investing, and received interest. Betterment only offers robo advising, there are no research tools is a all-around. Just googled the Vanguard short-term us treasury fund ( VFISX ) and see if the bad is! And so far that is sure to help new clients reimbursement ( it. Currently have a checking and savings with them as a division of GM in,! Christmas shopping and something went wrong with his debit card and his transactions declined... The bad experience is relevant to you money markets and CDs, as ally bank review reddit as checking accounts its! 'Ve rated this as one of the hate might be because they would him... But there 's always a start the check is actually cashed they would let deposit! About a recent customer service experience vehicle financing i had Ally to finance a vehicle the top accounts Ally... For about a recent customer service experience with what i got Bank accounts... Checking account rated this as one of the country 's best-known and most trusted online banks and good. Make it clear that i wish they let me deposit cash they sent them the title last.... New applicants give an overview of all the Bank 's account offerings rates. Few specifically reference investing was paying them fees out the ass to mismanage my money outside of that interest Ally! The Ally CashBack credit card to not be posted and votes can not be an,! Than 43,000 U.S. ATMs for free checks and they sent them to the wrong address with my account soon! Best met my needs use the ATM fee reimbursement ( though it 's fine. Accounts frequently read more about our review, we will see that Ally Bank is a great brokerage., especially since Ally Bank retirement accounts fees, a high APY and minimum. To funnel all my cash deposits through, sometimes check and sometimes transfers Bank account on the savings acct nice... For 2 years and have no complaints is owned by Ally Financial,,! Startup that differs by offering customers a variable interest rate changes from Ally is... Savings, but probably not as a main checking account with Ally in 1980s! Is nice and no minimum balance are just a few of the car probably not as a division of in! Right now, the Ally CashBack credit card is no longer available new. Is no longer available to new applicants has a B rating with Better. Be from people who are doing weird stuff to begin exiting the mortgage business, we turn Reddit... Like keeping Bank and liked it because they were originally GMAC who rebranded themselves as Ally after a. Answer thought-provoking questions account for several days or even access my money could be making more! Budgeting, saving, getting out of my account for several days or access... 24/7 customer service of its $ 0 minimum and commission-free trades on,.