Tip: The Google Pay app won't work if your device is modified or rooted. Open the Google Pay app and follow the setup instructions. Otherwise, add the debit and credit cards you'd like to use with Android Pay. In addition to in-store purchases, you can use Google Pay to make purchases online, or send money to friends or family. It’s best to just contact your bank to get the most up-to-date information about its mobile payment service plans. You can use Google Pay in stores to make purchases just using your Android phone. Android Pay, on the other hand, is a full mobile payment system, designed to let people purchase items and services both online and in the real world. For instance, Android Pay only works in stores that have the new NFC-ready credit card terminals. Let us know your thoughts on the service in the comments! Support for several banks in the UK is coming in the spring or summer of 2016. You will have to have the Android Pay app set up on your smartphone first. Are online banking mobile apps all you need to handle your finances? To understand why, let's back up and talk about Host Card Emulation, or "HCE." The big (and pretty obvious) difference between Android Pay and Apple Pay is that Apple’s service cannot be used on Android phones or watches; it is only available on iPhones and Apple Watch devices. Download Android Pay from the Google Play Store. Before you can start using Android Pay, you'll need to set up the app and add your credit cards, debit cards and a security option. Android Pay users can also type in a passcode to do the same thing if they don’t have a fingerprint reader. Recently, a report has claimed that Google plans to launch a separate payment service, Google Tez, in the huge market of India. Following … Download Google Pay. When you're ready to pay, unlock your device and tap the phone against the Android or NFC-compatible logo on the terminal. Setting up Android Pay on a Verizon-branded Nexus 6. Discussion threads can be closed at any time at our discretion. Google Pay is just the latest effort by Google to get Android users on board with mobile payments. Incompatible devices include the Evo 4G LTE, Nexus 7 (2012), Samsung Galaxy Note 3, Galaxy S3 and the Galaxy Light. Depending on where you live, there should be no shortage of stores, restaurants and other places that support Android Pay. © 2021 CNET, A RED VENTURES COMPANY. This FAQ will help answer your questions and more. Google Messages won’t work on uncertified phones in a few months (Updated), Weezer’s new music video is basically a 4-minute Pixel 5 ad, We asked, you told us: Most of you think LG shouldn’t sell its mobile unit. Also, even if you5 bank is on this list, not all of its credit or debit cards may currently support Android Pay. If you’ve set up Google Pay and the NFC feature on your Android is turned on, just hold your phone over the store’s card reader. Creating an Account Open the Walmart app on your Android. One option is Android Pay, developed by Google to be used on both Android smartphones and Android Wear-based smartwatches. They include Best Buy, McDonalds, KFC, Macy’s, Crate and Barrel, Foot Locker, GameStop, JetBlue, Petco, Staples, Subway, and many more. Google Pay is a safe, simple, and helpful way to pay and manage your money. If you have a credit card linked with your Google account, you'll need to verify a few details before you can add it. Before using Samsung Pay. We delete comments that violate our policy, which we encourage you to read. Get the very best of Android Authority in your inbox. For an additional amount of security, you can set up Android Pay so that, if your phone has a fingerprint scanner, it can be used to verify the payment within the app. Otherwise, it works much in the same way that Android Pay does, as both use NFC hardware to pay for items at POS terminals. You can read more about Android Pay security in this explainer. In this article, we will give you all the information you need about Android Pay, including its history, how and where to use it, and most importantly what banks currently support it. Is Android Pay safe? Some users might already see that their credit or debit card is already available in the Android Pay app. In the meantime, do you use Android Pay on your phone? It is scheduled to launch later in 2017 in South Korea and Brazil. Ultimately, that means Samsung Pay works at many more retailers. Android Pay is available for any Android phone or tablet running Android 4.4 KitKat or higher. Google Pay is supported by loads of merchants all over the world, including Best Buy, … In the US, banks such as Wells Fargo, Bank of America, PNC and Regions all support Android Pay. Another way to use Android Pay with PayPal is by setting it up on your PayPal app. Google Pay, which was previously also known as Android Pay, is an app developed by Google that lets you make any number of purchases at physical stores, just with the help of your smartphone device.It is available for free on the Play Store as well as App Store for Android and iOS users respectively. To pay with Android Pay, just open the app on your phone (which requires you to have a secure lock screen) and complete the transaction by holding your device over the payments reader. As we mentioned before, Android Pay is available in a number of countries as of this writing, including the U.S., the UK, Canada, Ireland, Poland, Singapore, Australia, Hong Kong, Taiwan, Belgium, Japan, Russia, and New Zealand. Android Pay, now known as Google Pay, is a phone app that allows you to use your Android OS phone as a contactless credit card. Android Pay is compatible with most newer versions of Android phones. The Square contactless and chip reader works with most Android devices, as long as you’re running Google Android 4.0 or later, have location services enabled, and have access to Google Play. Android Pay works with most Android 4.4 KitKat (or newer) devices that have near field communication (NFC) and host card emulation (HCE) capabilities. In theory, it should work at any location with an NFC-based contactless payment terminal. Pay in a snap, online or in-app Google Pay makes it easy to check out quickly within your favorite apps and websites. https://www.androidauthority.com/how-to-use-google-pay-890614 Once you open the app, you’ll be required to add a credit or debit card to … Samsung has put in a magnetic coil inside some of its recent Galaxy smartphones, and the field created by that coil, combined with the Samsung Pay app, can be used to transmit payment signals to normal credit and debit card terminals. Google has since rebranded Android Pay, making a few improvements and adopting the name Google Pay. To get these, just tap on the card to open the full details. If that’s not the case, you can download Android Pay from the Google Play Store. On your phone, you can tap on which card you want to use on your Android Wear watch, enter a security code, and it should be available to use on your smartwatch. You will also be given an option to set up a passcode or pattern for some extra security. Some retailers also support purchasing items via Apple Pay from Google’s Chrome web browser. Instead, a virtual number -- also known as a token -- is generated for each card and expires after every purchase. Press the floating Add button to enter a new card on your account. The process is easy and it requires a debit card or a credit card for you to get started. In addition, the company recently announced Samsung Pay Mini, which can only be used for online purchases. Naturally, there is considerable anxiety around Android Pay security. To add this security feature to your phone, go to settings, followed by lock screen and security or similar depending on the kind of phone you have. It’s also possible to add shops reward cards. It will offer you an option to add a new card, and direct you to use your phone. Here’s a list of the current banks and financial institutions that support Android Pay for each country. Android Pay compatible phones. Android Pay lets you make purchases by tapping your phone on a credit card terminal. Using Android Pay is possible through many apps and through Chrome. The transaction is completed in just a few seconds. To set up the Google Pay app: Make sure your phone's Android version is Lollipop (5.0) or higher. Its rival Samsung Pay uses magnetic secure transmission (MST) technology, which lets you make mobile payments on terminals that don't have NFC -- just old-school magnetic card readers. Then you just tap on the app  and hit the “+” sign to add a credit or debit card from your supported bank. Want to learn more about Google's mobile payment system? Many stores show the official Android Pay logo, shown above, as a quick and easy way to indicate they accept payments from Google’s service. Google’s payment service uses near field communication (NFC) technology on supported smartphones and smartwatches. ©2021 Android Authority | All Rights Reserved. Contactless payments have a limit of £30 in the UK but you can make unlimited contactless payments each day. Read Next: Are online banking mobile apps all you need to handle your finances? To do this, you will need to download and set up a free app called Android Pay, which allows you to store and use credit and debit card information on your Android. To use GPay, you have to: Download the app on the Google Play store or visit pay.google.com. Using Android Pay App Online. We live in an age when not a week goes by before a major new security leak is publicly reported. You can either add a PIN, a pattern, fingerprint scan or facial. Android Pay was first announced by Google at its 2015 I/O developer conference, and it officially launched a few months later on Sept. 11, 2015 in the U.S. Android Pay is a successor, kind of, to the older Google Wallet, which is still around but is now used by people to send money to others. Open the Android Pay app and, if prompted, login to your Google account and set up an advanced security option for unlocking your phone (if you don't already have one). Next download the Android Pay app for free from the Google Play Store. It’s the blue icon containing 6 yellow in … As more support is added, we ill update this feature with that information. To use Samsung Pay on your smart watch with a non-Samsung phone, you must update to Android 6.0 or higher. To use Android Pay, you’re also going to need to have a lock screen on your phone. You can easily fix this by toggling which cards you'll get alerts for in the settings. Be respectful, keep it civil and stay on topic. To find out if your device supports NFC -- most new phones do -- head to the connections settings and look for the option to enable it. Aside from Android pay locations, you can also use the Android Pay app online. Indeed, it’s likely that if you purchase a new Android phone, the Android Pay app is already pre-installed. You can use it in dead zones. Configure and set up your preferred payment method. If your smartwatch has Android Wear 2.0 installed, you can also set it up so that you can pay for goods and services via Android Pay. Not all phones can run the app, however, and not all banks are supporting it. More countries plan to add support for the service in the future. If you haven't already, choose fingerprint security to ensure no one but you can spend your money. Where you can use Google Pay You can pay with Google Pay wherever you see either the contactless or Google Pay symbols. Google Pay is a digital wallet tied to your Google account. If you don’t have the app yet, you can use the link below to download and install it from Google Play. NFC or MST support on your phone or watch. That’s likely because they used them to purchase items via Google in the past. In essence, Samsung Pay make those terminals think they are being accessed by a normal magnetic strip found in credit and debit cards. Again, you can also add supported gift cards or loyalty program details to your Android Pay account. Set up the Google Pay app. All you have to do is choose Android Pay at checkout. For the most complete and updated list of banks that support Android Pay, visit this link. Again, only a select number of Galaxy smartphones currently support Samsung Pay. Once more, that random number is stored in a cloud server, rather than on your phone, for some extra protection. In addition, many companies accept in-app purchases via Android Pay, including Lyft, OpenTable, Hotel Tonight, Instacart, and Etsy. You can check to see which devices the Square contactless and chip reader supports here. Finally, you can also store and use a number of gift cards and retailer rewards cards on your account. It will reportedly work with the Indian government’s Unified Payments Interface (UPI) for mobile transactions. Finding out if your device supports HCE is a bit trickier. Android Pay can also be used on some NFC-enabled ATMs so users can get cash money from their bank account, again without having to pull out their credit or debit card. A user stores their credit or debit card information on their Android Pay account, and when they want to pay for an item or service, they take their phone or watch and place it near the retailer’s point-of-sale terminal. You can use Android Pay on contactless payment terminals in shops, restaurants and on Transport for London. A signal is sends the payment information from the phone or watch to the POS terminal through NFC hardware. This FAQ will help you find out which devices and banks can use Android Pay, explain how it works, and offer you some guidance on the extra settings within the app. This way you do not have to type in your credit card information each time. The greatest difference between the many mobile payments options is where you can use them. If it is locked and not in use, your account should be safe. How to pay with Google Pay on Android or Wear OS Similarly to Apple Pay, Google Pay is a versatile payment platform that works in both real-world and online purchasing situations. Because of tokenization, you may also need to provide the last few (real) digits when completing an exchange or return. While Android Pay is mostly used to pay for items in the real world, many Android apps support purchasing products with the service as well. A Samsung account. In this case, if you use your phone or watch to send a Android Pay-based payment to an NFC terminal, a randomly generated 16-digit number is sent, rather than your credit card and personal info. If you've already entered a card in Google Wallet, Android Pay will automatically have access to … Here's what you'll need before you can use Samsung Pay: A compatible Samsung phone or watch. Using mobile payments means that your credit card number isn't being shared at every business you frequent. That means if that terminal or store you’ve used is hacked, your personal financial info should be safe. Android Pay hasn't grabbed headlines like it did when it first launched, but it's still a very viable option on most Android smartphones. 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