The next-largest deal, Provident Financial Services, Inc.s purchase of Lakeland Bancorp, Inc., was for $1.3 billion. Copyright 2023 U.S. News & World Report L.P. The small businesses said in a lawsuit that the bank used "misleading marketing and business practices" to rake in processing fees from oversized Paycheck Protection Program loans. Regions, the Regions logo and the LifeGreen bike are registered trademarks of Regions Bank. You should consult privacy disclosures at the linked website for further information. "There is greater recognition of management discipline and that the stock, even at these levels, is fairly inexpensive," she said. Total revenue of $2.6 billion was down almost 2% from the third quarter of 2020. Citizens Financial Group, which has offered point-of-sale financing for iPhones sold through Apple since 2015, is finding that as objects such as refrigerators become more complex and internet-connected, they are also more frequently replaced creating new categories for installment lending. Those statements are based on general assumptions and are subject to various risks, uncertainties, and other factors that may cause actual results to differ materially from the views, beliefs, and projections expressed in such statements. Regions Financial to Announce Fourth Quarter and Full-Year 2022 Financial Results on Jan. 20, 2023. The privacy policies and security at the linked website may differ from Regions privacy and security policies and procedures. We are in a period of However, these risks and uncertainties are not exhaustive. Read the full review of 2022 across banking, fintech, and investment management (IM) and wealth management (WM) by downloading the 2023 banking and capital markets M&A outlook. (Podcast). Other sections of such filings describe additional factors that could impact Regions Financials business, financial performance, and consummated acquisition transactions, including the Clearsight transaction. Internet Explorer presents a security risk. Economic conditions for U.S. banks havent improved as much as investors and analysts had hoped. Neither Cetera Investment Services, nor Cetera Investment Advisers is an affiliate of Regions Bank. BancPacific Financial Holding Corporation, Hagatna, Guam, and Our Lady of Peace Memorial Plan, Inc-Trust Fund, Barrigada, Guam; to become bank holding companies by acquiring BankPacific, Ltd., Hagatna, Guam, upon the conversion of BankPacific, Ltd. from a savings association to a commercial bank. BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Financial Corp. (NYSE:RF), the parent company of Regions Bank, on Friday announced it has entered into a definitive agreement to acquire Clearsight Advisors, Inc., a leading-edge mergers and acquisitions firm serving clients in the technology, professional services, data and information services, and digital and technology-enabled services industries. The combination of Clearsights sector-specific M&A and financial advisory services, and Regions extensive technology sector corporate finance, lending and capital markets solutions, represents a significant opportunity to deliver value for our collective client base. Neither Cetera Investment Services, nor Cetera Investment Advisers is an affiliate of Regions Bank. Regions Investment Solutions is a marketing name of Cetera Investment Services. Regions Financial assumes no obligation to update or revise any forward-looking statements that are made from time to time. Regions executives continue to look for opportunities to make an acquisition, potentially in corporate finance or wealth management, though prices for some companies are quite high, Chief Financial Officer David Turner said in an interview Friday. Monetary Base - H.3, Assets and Liabilities of Commercial Banks in the U.S. - See Terms of Use for more information. Your bank may not be thinking merger and acquisitions, but it could be in your near future. Large banks have eyed Regions primary market in the Southeast, but Regions has no intention to sell, either, according to Turner. Additional information about Regions and its full line of products and services can be found at www.regions.com. Some banks are bought and sold because something unexpected popped up. For more information about Clearsight, visit www.clearsightadvisors.com. Examples include businesses providing software and cloud services, digital transformation services, technology-oriented management consulting, high-end information technology services, data services, and more. On the Go. One of the challenges for executives this year will be to manage the current economic slowdown while positioning their businesses to thrivein the future. 2023 banking and capital markets M&A outlook, +++ DO NOT USE THIS FRAGMENT WITHOUT EXPLICIT APPROVAL FROM THE CREATIVE STUDIO DEVELOPMENT TEAM +++, Telecommunications, Media & Entertainment, M&A Hot Takes series: M&A insights, strategies, and trends. What Could Elon Musk Possibly Be Thinking? Toronto-Dominion Bank (TD) purchased First Horizon Corp. for $13.7 billion, and Royal Bank of Canada bought Hong Kong and Shanghai Banking Corp.s (HSBC) Canadian operations for $13.5 billion. Regions Bank Clearsight Capital Advisors, Inc., a wholly owned subsidiary, is a registered member of FINRA & SIPC. Please enable JavaScript to view the site. An acquisition of Memphis-based Union Planters in 2004 was followed by a merger with cross-town rival AmSouth in 2006. Please see www.deloitte.com/about to learn more about our global network of member firms. We revisit the idea with our board All Rights Reserved. While bank acquisitions are in vogue, Turner said that Regions continues to shun the craze. Cloudflare Ray ID: 7a15875f2e0549ea Infrastructures, Payments System Policy Advisory Committee, Finance and Economics Discussion Series (FEDS), International Finance Discussion Papers (IFDP), Estimated Dynamic Optimization (EDO) Model, Aggregate Reserves of Depository Institutions and the Theme Banking. Average daily volume is less than one-sixth that level. In October, the Birmingham, Alabama, bank announced a deal to acquire commercial real estate lender Sabal Capital Partners. Regions reports third quarter 2022 earnings of $404 million, earnings per diluted share of $0.43 Download Strong Revenue. Disciplined Expense Management. Regions reports third quarter 2022 earnings of $404 million, earnings per diluted share of $0.43 - PDF, opens in a new window Rebuilding. Recovering. Together. Clearsight Capital Advisors, Inc., a wholly owned subsidiary, is a registered member of FINRA & SIPC. The bank's price is finally catching up to the rest of the large capitalization banks, said Sally Pope Davis, a bank analyst at Goldman, Sachs & Co. Also, investors are less concerned now that the bank will make undisciplined acquisitions, she said. Dana Nolan WebThis change in legislation led to unprecedented growth. Both deals continue the reemergence of super-regional and regional banking M&A. Foreign Banks, Charge-Off and Delinquency Rates on Loans and Leases at To stay logged in, change your functional cookie settings. To begin this process, management should help map out a strategy, so the board can review it. Dec 09, 2022. Regions Bank and Clearsight Advisors are both known for taking a holistic, insightful view of our clients needs and delivering customized solutions based on our depth of market knowledge and our passion for delivering a superior client experience, said Joel Stephens, head of Capital Markets for Regions Bank. Dana Nolan Bankruptcy and Creditor Debtor Rights / Insolvency and Reorganization Law, Commercial Litigation, Derivatives and Futures Law, Litigation - Antitrust, Litigation - Banking and Finance, Litigation - Bankruptcy, Litigation - Mergers and Acquisitions Commercial Litigation, Litigation - Mergers and Acquisitions, Litigation - Regulatory Enforcement (SEC, Telecom, Energy), Litigation - Securities, Litigation - Mergers and Acquisitions, Litigation - Securities, Litigation - Securities, Litigation - Mergers and Acquisitions. to acquire voting shares of Converse County Capital Corporation, and thereby indirectly acquire voting shares of The Converse County Bank, both of Douglas, Wyoming. Regions Investment Solutions, 250 Riverchase Parkway East, Hoover, AL 35244. New York Community Bancorp, Inc., which struck a deal for Flagstar Bancorp, Inc. for $2.6 billion in April 2021, finally closed the transaction in December 2022a total of nearly 19 months. *If you are having any difficulty accessing your account, please contact us at, Disclaimer and a note about Find a Lawyer and Legal Advice . We are thrilled to be joining forces with Regions Bank to expand services and capital raising options for our clients, said Clearsight Co-Founder and CEO Joel Kallett. 1817 (j)), the Home Owners' Loan Act (12 U.S.C.1467a), Regulations Y, LL, MM, or other applicable statutes and regulations. From August 2018 through July 2021, Regions charged customers surprise overdraft fees on certain ATM withdrawals and debit card purchases. The database contains 94 records that match your search criteria. Sabal is now part of Regions Real Estate Capital Markets division. Regions will maintain Clearsights headquarters office in McLean, as well as business offices in New York City and Dallas, Texas. Overnight on Wall Street is daytime in Asia. The response to the earlier announcement of this transaction has already been overwhelmingly positive from our clients and employees, said Clearsight Advisors Co-Founder and CEO Joel Kallett. Communications, Banking Applications & Legal Developments, Financial Stability Coordination & Actions, Financial Market Utilities & Infrastructures. Earlier on Friday, Regions reported $649 million in noninterest income for the third quarter, down almost 1% from the same period last year but up nearly 5% from the previous three months. Regions will maintain Clearsights headquarters office in McLean, Virginia, as well as business offices in New York City and Dallas, Texas. The following companies and individuals seek System approval to acquire a bank holding company, a savings and loan holding company, bank or savings and loan association or a nonbanking company in a transaction that is subject to the Bank Holding company Act of 1956 (12 U.S.C. United States, Structure and Share Data for U.S. Offices of Foreign Banks, Financial Accounts of the United States - Z.1, Household Debt Service and Financial Obligations Ratios, Survey of Household Economics and Decisionmaking, Industrial Production and Capacity Utilization - G.17, Factors Affecting Reserve Balances - H.4.1, Federal Reserve Community Development Resources. At Deloitte, our purpose is to make an impact that matters by creating trust and confidence in a more equitable society. See how we connect, collaborate, and drive impact across various locations. After all, it addresses one of the long-term issues facing the business and it can help determine where you stand for the next 3Y to 5Ys as well. The LifeGreen color is a trademark of Regions Bank. Acquisition further enhances Regions specialty capabilities for business clients. Boston has seen a concentration of merger-related activity this year, with four deals announced in as many months. Wachtell, Lipton, Rosen & Katz . Regions Financial, which has made two deals to buy nonbanks in recent months, is on the lookout for more such acquisitions as it seeks to diversify its revenues. Regions Financial Corp. (NYSE:RF), the parent company ofRegions Bank, on Tuesday announced it has completed its acquisition of Clearsight Advisors, Inc. The LifeGreen color is a trademark of Regions Bank. Regions Financial assumes no obligation to update or revise any forward-looking statements that are made from time to time. Download Regions The US economic recovery following the 2007 to 2009 recession proved much longer and stronger than the downturn had been. 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Services, Sponsorship for Priority Telecommunication Services, Supervision & Oversight of Financial Market You should not place undue reliance on any forward-looking statements, which speak only as of the date made. The following banking M&A trends and drivers are worth watching for their potential impact on headwinds or tailwinds during the coming year. Explore Deloitte University like never before through a cinematic movie trailer and films of popular locations throughout Deloitte University. If the Regions did sell, the Jan 24, 2023, 12:07 pm EST. As companies downsize and restructure, American Banker is tracking these decisions to help our readers understand how their industries are adapting. Those statements are based on general assumptions and are subject to various risks, uncertainties, and other factors that may cause actual results to differ materially from the views, beliefs, and projections expressed in such statements. Our 2023 banking and capital markets M&A outlook examines five trends and drivers that can help your business optimize its deal-making strategy and position itself for growth and resilience. NationsBank rose $2.375 to $78.50, after increasing 87.5 cents Monday. Certain services may not be available to attest clients under the rules and regulations of public accounting. Securities and insurance products are offered through Cetera Investment Services LLC, member FINRA/SIPC. Your IP: Do not delete! 2023 Regions Bank. In a year when companies need to make choices, the most successful companies will most likelybe those that recognize 2023 is not a time for inactivity. Firms with assets over $500 billion at most jeopardy, We are in a period of transition to a new standard: Seiberg. Regions Bank Launches Multi-Assets Solutions Group, Combining Investment Research Strengths of Regions and Highland Associates. And more. This, along with our commitment to world-class service and attention to detail, will help us deepen relationships and build new relationships in this space.. There are several actions that could trigger this block including submitting a certain word or phrase, a SQL command or malformed data. Regions Financial plans to incorporate Clearsight into Regions Banks growing Capital Markets division. Shares in Regions, which also soared three weeks ago amid heavy trading, rose $2.375 to $48 on volume of 634,600 shares, the third- most-active day for the stock in the past year. Banking and Capital Markets (B&CM) mergers and acquisitions (M&A) activity is firing on all cylinders after impressive increases in deal volume and value in 2021. Though the year ahead wont be without headwinds, there are many reasons to engage in dealmaking in 2022. Regions Financial Corp. announced an agreement to acquire Clearsight Advisors, Inc., a leading-edge mergers and acquisitions firm. Regions Financial Corporation (NYSE:RF), with $156 billion in assets, is a member of the S&P 500 Index and is one of the nations largest full-service providers of consumer and commercial banking, wealth management, and mortgage products and services. Regions Investment Solutions is a marketing name of Cetera Investment Services. Our strategic plan at Regions includes identifying areas where we can expand specialty capabilities to offer more solutions to clients while growing our customer base, said David Turner, chief financial officer for Regions Financial Corp. Regions agreement to acquire Clearsight Advisors, as well as our acquisitions of Sabal Capital Partners, home improvement lender EnerBank, Ascentium Capital, and others, reflect this strategy in action. articles a month for anyone to read, even non-subscribers! Securities and insurance products are offered through Cetera Investment Services LLC, member FINRA/SIPC. Regions Bank Regions provides links to other websites merely and strictly for your convenience. All Rights Reserved. Where does the bank and the Fed go from here? Regions Financial Corporation (NYSE:RF), with $156 billion in assets, is a member of the S&P 500 Index and is one of the nations largest full-service providers of consumer and commercial banking, wealth management, and mortgage products and services. By welcoming the experience and insights of Clearsight and its exceptional team, Regions Bank is further positioned to build on the holistic, consultative approach to service that we deliver to clients seeking to build on their growth and advance their business strategies, said Joel Stephens, head of Capital Markets for Regions Bank. Regions reported quarterly net income available to shareholders of $624 million, up 24% from a year earlier. The merger of Columbia and Umpqua has created a $52 billion-asset bank rooted in the Pacific Northwest. Further, the acquisition is the latest example of Regions building additional revenue diversification by delivering more high-value, fee-based financial services and originations. For over 25 years, PCBB has filled those shoes offering competitive correspondent banking services, lending solutions, international services, advisory services and much more. Over the last decade, Clearsight has grown to be an M&A advisory leader in the burgeoning knowledge economy. Press Releases 2022. The legislation cleared the panel Tuesday night, but Democratic misgivings mean it faces an uphill climb in the Senate. Through this page you can find Click to reveal [Continue Reading]. With the current bank merger activity, many banks and credit unions are looking to grow through acquisition often need partners that can ensure the back-office services are reliable and maintained, while the institution continues to grow. CEO Clint Stein said the company has room to expand in California, Arizona, Colorado and Utah. We've encountered an error while sending your message. To be prepared, thats not a time to start from scratch, so you might want to at least sketch out a mergers and acquisitions strategy at some point. Regions Bank But Mr. Coffey, noting that Regions' and Wachovia's territories do not overlap significantly, thinks a merger between the Alabama bank and Atlanta's SunTrust Banks Inc. makes more sense. It could be worthwhile to have a plan just in case. ), the Change in Bank Control Act (12 U.S.C. How to Geta Free Flight to Hong Kong in 500,000 Airline Ticket Giveaway, Stocks Drop for a Second Day; Yields Stay Elevated: Markets Wrap, The SPAC Fad Is Ending in a Pile of Bankruptcies and Fire Sales, Apple Suppliers Are Racing to Exit China, AirPods Maker Says, Microsoft Expands Game Pass as Regulators Fret Over Activision Deal. 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